Credit Analyst
Company: Disability Solutions
Location: Wichita
Posted on: May 8, 2024
Job Description:
Benefits OverviewA career at CoBank can offer you the
opportunity to make a personal impact on the people and communities
where we do business. When you choose a career with CoBank, you
make a difference by standing for something that matters. In order
to be the best, we hire the best!Remarkable Benefits Offered by
CoBank
- Careers with a purpose. Stand for something!
- Time-Off Packages- 15 days of vacation, 10 paid sick days and
11 paid holidays
- Competitive Compensation & Incentive
- Hybrid work model: flexible arrangements for most
positions
- Benefits Packages, including Medical, Dental and Vision
coverage, Disability, AD&D, and Life Insurance
- Robust associate training and development with CoBank
University
- Tuition reimbursement for higher education up to $10,000 per
year
- Outstanding 401k: up to 6% matching and additional 3%
non-elective contribution
- Community Impact: United Way Angel Day, Volunteer Day and
Associate Directed Contribution
- Associate Resource Groups: creating a culture of diversity and
inclusion
- Recognize a fellow associate through our GEM awardsJob
DescriptionPrepares analyses and conducts credit investigations of
routine credits in accordance with prescribed methods and
procedures. Prepares and/or assists in the preparation of credit
reports for appropriate staff or committees. Cosponsors or approves
credits within prescribed credit limits. Assists with account
servicing, credit administration, and documentation. Provides
support with research and statistical analyses.Essential
Functions1. Develops credit information for use by appropriate
staff and committees in making decisions about credit arrangements
for new, renewal, or extension loans. Cosponsors or approves credit
requests within prescribed limits. 2. Reviews all pertinent credit
and financial information and determines the need for more thorough
investigation or additional information. Analyzes information
statements and related material and prepares thorough,
well-written, and clear credit reports. Prepares summaries,
presents facts, and offers opinions concerning credit-worthiness.
Understands and follows bank guidelines, policies, and procedures
for the preparation and presentation of credit information. 3.
Assists with credit administration, account servicing, development,
packaging, closing, documentation, and monitoring. 4. Maintains
control over current accounts, monitoring for payment progress and
any developing problems. Provides relevant and timely information
to internal stakeholders including account officers, relationship
managers, and credit managers. 5. Assists in the preparation of
internal research and analysis, provides statistical reports, and
verifies information. Prepares and delivers presentations on topics
as assigned. 6. Develops and utilizes computerized spreadsheets,
programs, and other automated tools for credit analysis, special
projects, or presentations. 7. Maintains expertise in assigned
industries or market sectors. Keeps abreast of industry trends and
competitive environment. Education
- Bachelor's Degree in business, finance, or relevant discipline
and Work Experience1 year in credit/finance, preferably in banking
or financial services industry required Basic knowledge of
financial analysis, including cash flow analysis, balance sheet
analysis, profitability, liquidity, and solvency analysis. required
Intermediate knowledge of financial modeling techniques and
preparation of pro forma financial statements. required Physical
Exertion DetailsSedentary Exerting up to 10 pounds of force
occasionally (Occasionally: activity or condition exists up to 1/3
of the time) and/or a negligible amount of force frequently
(Frequently: activity or condition exists from 1/3 to 2/3 of the
time) to lift, carry, push, pull, or otherwise move objects,
including the human body. Sedentary work involves sitting most of
the time, but may involve walking or standing for brief periods of
time. Jobs are sedentary if walking and standing are required only
occasionally and all other sedentary criteria are met.Travel
Requirement DetailsOccasional Travel occurs infrequently
(typically, once a month or less).About CoBankThe typical base pay
range for this role is between $63,631 - $80,286. Compensation may
vary based on individual job-related knowledge, skills, expertise,
and experience. This position is eligible for a discretionary
annual incentive program driven by organization and individual
performance.The listed salary, other compensation and benefits
information is accurate as of the date of this posting. CoBank
reserves the right to adjust compensation for all positions and to
modify or discontinue benefits programs at any time in its sole
discretion, subject to applicable law.CoBank is a cooperative bank
serving vital industries across rural America. The bank provides
loans, leases, export financing and other financial services to
agribusinesses and rural power, water and communications providers
in all 50 states. The bank also provides wholesale loans and other
financial services to affiliated Farm Credit associations serving
more than 76,000 farmers, ranchers and other rural borrowers in 23
states around the country. CoBank is a member of the Farm Credit
System, a nationwide network of banks and retail lending
associations chartered to support the borrowing needs of U.S.
agriculture, rural infrastructure and rural communities.
Headquartered outside Denver, Colorado, CoBank serves customers
from regional banking centers across the U.S. and also maintains an
international representative office in Singapore.REASONABLE
ACCOMMODATIONWe are committed to ensuring that our online
application process provides an equal employment opportunity to all
applicants, including qualified individuals with disabilities. If
you are an applicant with a disability, or are assisting an
applicant with a disability, and require accessibility assistance
or would like to request a reasonable accommodation for any aspect
of the application process, including completing an application,
interviewing, or otherwise participating in the employee selection
process, please submit a request by emailing recruiting@cobank.com.
Include your contact information and specific details about your
requested accommodation.Applicants must be authorized to work for
any employer in the U.S. We are unable to sponsor or take over
sponsorship of an employment visa at this time.CoBank is an Equal
Opportunity Employer.All qualified applicants will receive
consideration for employment without regard to race, color,
religion, sex, sexual orientation, national origin, disability, or
status as a protected veteran.
Keywords: Disability Solutions, Salina , Credit Analyst, Professions , Wichita, Kansas
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